How To Get The Best Rates On Health Insurance In Maryland
Health insurance rates in Maryland, as in entire country, are into the stratosphere and there is no end in sight to their rise. It has gotten so bad that almost 17% of all Maryland residents can no longer afford to pay for health insurance at all.
If your place of employment offers health insurance you should consider signing up. Group health insurance is almost always cheaper than individual health insurance. However, if your company does not offer health insurance or if you are self employed then you will have to find other means for keeping your health insurance costs down.
The more you are willing to pay for what are called co-pays the lower your monthly premium rate will be. Co-pays are payments that you make each time you visit the doctor or the ER or have lab tests or receive almost any other health care. If you increase your co-pay from 25% to 50% (meaning that you will pay for one half of each doctors office visit etc.) you should be able to reduce your monthly health care premiums by a minimum of 25% to 35%.
If you still cant afford to pay for health care then it may be time for you...