How To Know If A Credit Card Offer Is For You
With or without an existing credit history, good or bad, youre sure to be approached by someone with a credit card offer. And although all credit card offers seem wonderfully tempting, its usually the case that youre only suitable to a particular type. To know which credit card offer is really meant for you, heres what you should know.
Tips on How to Know If a Credit Card is for You
KNOW THYSELF More importantly, know why youd want and need a credit card in the first place. Consider the side of necessity first: how can a credit card help make your life better? Is there a way for a credit card to help you become more financially solvent? Next, think about the pleasant side of the fence what perks would you wish to enjoy from using a credit card?
Lastly, take a good look of yourself and make a self-evaluation by asking these questions: Am I ready for the responsibility of having a credit card? Do I really know what Im getting myself into? Can I promise to myself to pay my credit card bills promptly?
KNOW HOW OTHERS THINK OF YOU The others in this part refers to the banks and creditors that you...