Your car has been damaged in a motor accident. What you do next and how you handle your insurance claim will likely determine how successful your claim is.
If you’ve been injured, or your car has been damaged in an motoring accident, here are some tips to help your car insurance claim proceed smoothly so that you get paid out what you’re entitled to in the most timely manner possible.
1. Write down what happened as soon as possible so that your account is accurate. An accurate report of the accident or incident will help your insurance company decide quickly.
2. Take photos of the scene, the damage and injuries. If you have a mobile phone or digital camera along, one of the best things you can do is document the circumstances with photographs. They’ll be a valuable addition to your written account for the insurance report.
3. Determine whether you need to call the police. You should call the police to make a report if:
– If your car has been stolen
– if the car has been broken into
– if your car has been maliciously damaged
– if someone has been injured as a result of the accident