How To Save Money And Get Discount Auto Insurance In Oregon
There are exciting things on the horizon for Oregon auto insurance purchasers, things like Pay-As-You-Drive (PAYD) Auto Insurance which charges insurance premiums by the mile, potentially saving low-mileage drivers a fortune in insurance costs, but until such time as a PAYD plan is fully implemented, Oregon drivers will have to compare auto insurance rates just like everyone else in order to find the best deal.
In Oregon there are three classifications into which a driver can be placed by an insurance company. Preferred drivers have not had an accident or made a claim in the past three years; they get the best rates. Standard drivers generally drive family cars and have a fairly clean but not perfect driving record; they receive the next best insurance rate. The lowest category is called Nonstandard. These are drivers with poor driving records or drivers under 25 years of age, or drivers who have been convicted of driving under the influence of alcohol or drugs; these drivers pay the highest auto insurance premiums.
Obviously if you want to save money and get discount auto insurance in Oregon you...