How To Save Money And Get Discount Car Insurance In Florida
You must have car insurance if you intend to drive your vehicle on any public roadway within the state of Florida. Driving without insurance carries severe legal consequences and can result in your inability to easily obtain a permit for a vehicle in your name for a minimum of three years.
At the very least you must buy liability insurance in the state of Florida.
The minimum amount of liability insurance that you must carry in the state of Florida is $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL).
Many insurance policies are set up to offer a slightly different minimum coverage. $10,000 bodily injury to any one person injured in an accident that is your fault, with a maximum of $20,000 in medical payments for any one accident, plus your liability insurance must at the very least provide for $10,000 in Property Damage Liability (or PDL). This is commonly abbreviated as 10/20/10.
Liability insurance does not cover the repair or replacement of your vehicle, nor does it cover the medical payments for you or anyone in your vehicle should it be...