How To Save Money And Get Discount Homeowner’s Insurance In Connecticut
Costal properties in the state of Connecticut can save money on homeowners insurance premiums by following a few of the recommendations offered by the Institute for Business and Home Safety (IBHS). Those properties located within 2600 feet from the coast are encouraged to install plywood window protection like shutters as recommended by IBHS. Insurance companies may require additional mitigation measures be taken to help protect the home against a potential loss.
Choosing not to implement any of the mitigation measures is not cause enough for the insurance company to refuse coverage. They do, however, retain the right to offer coverage with a 2% hurricane deductible. If your insurance company does impose a hurricane deductible, the insurance company must display the hurricane deductible on the policys declarations (front) page. Additionally, they must notify you at policy renewal that you will be subject to such a deductible. The insurance company has to have actuarial data to support the hurricane deductible.
If your property becomes subject to the hurricane deductible, you...
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