How To Save Money And Get Discount Life Insurance In Oregon
Life Insurance. Its not a subject most people like to think about, yet for a responsible spouse or parent life insurance is one of lifes necessary evils.
Do you need life insurance? To find out, ask yourself the following questions:
Would a death benefit help a loved one pay off a mortgage loan or other debt? If you died would your loved ones need your death benefit to continue their present standard of living? Will your children be able to continue their education without your death benefit? Is there a family member with special needs who would be adversely affected without your death benefit? Will your loved ones need your death benefit to pay funeral and possibly medical bills?
If your answer to any of those questions is YES then you are a prime candidate for life insurance.
Here in Oregon, as elsewhere, there are two principle types of life insurance: whole life and term life.
Whole life insurance is a policy that you buy once and keep for your whole life. The premium on a whole life policy never changes no matter how long you live.
A term life insurance policy, on...