How To Save Money, Get Discount Car Insurance In Illinois
In the state of Illinois, the minimum limits for automobile liability insurance is $20,000 per person/$40,000 per accident for Bodily Injury and $15,000 for property damage. Understanding that this is a minimum requirement, it might be in your best interest to purchase more than is required. With the rise in todays medical costs and the cost of a potential hospital stay, in the event of an accident, the liability limits of your policy can be quickly exhausted.
As odd as it may sound, you might save more on your automobile insurance if you actually raised your policy liability limits. Its for your own protection. Just because the policy limits have been exhausted does not absolve your responsibility in the event of an accident. It might behoove you to get quotes for higher limits of liability. You might find that the additional cost of premium is minimal in comparison with the peace of mind additional limits may afford.
Although Illinois residents do not have to provide evidence of insurance when registering a vehicle, it would behoove all residents to make sure coverage is in effect. Coverage is...