How To Slash Your Car Insurance Costs Up To 54% In 10 Easy Steps – Part 2
In Part 1, we detailed the first five strategies on how to cut your car insurance costs. In Part 2, we show you the second five.
STEP 6 – Review, Change or Cancel No Fault & PIP (Personal Injury Protection)
No-Fault Coverage, and it’s Twin – PIP – started out as great idea’s. Your premiums were actually going to be lowered. Then, your State Politicians got involved (at the urging of Insurance Lobbyists, of course) and mucked it up.
You see, no-fault insurance coverage was originally intended to have each individual’s losses, covered by their own car insurance company – no matter who was at fault.
Today, in many States, car insurance companies are making a ton of money on no-fault because the insurance companies convinced State law-makers to make “modifications.”
Today, because of the these changes, car insurance companies have actually used the no-fault laws to reduce payments on a claim made by a customer, instead of reducing car insurance premiums as it was supposed to do.
So, premiums keep...
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