Identify theft. What is it and how do you protect yourself from it?
What is identity theft?
Identity theft is when a person steals personal information, such as the name, address, birth date, Social Security number or mother’s maiden name from another person in order to commit fraud. The thief then uses this information to impersonate the victim and take over their financial identity.
With a relatively small amount of information criminal can taking over banking, insurance or investment accounts, open new bank accounts, purchase automobiles, apply for loans and credit cards, receive Social Security benefits, rent apartments, and even establish utility and phone company services, all under the stolen identity.
How do identity thieves get personal information?
While there is much in the media about internet based identity theft, there are lots of ways your personal information can be stolen, many of them much easier than internet theft.
-Stealing your wallet, purse, or checkbook.
-Removing mail from your mailbox, both incoming or outgoing.
-Going through your trash to find statements and receipts.
-Phishing...
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