Get Copies of Your Credit Report
Send for your credit reports following the instructions from the credit bureaus. Review the reports carefully. Look for creditors names that you did not request credit from. Also check your personal information; SSN, address, name, initials and employer information.
Order your credit report at least every three months for the first year of the fraud. Some areas provide a free report every 12 months. Other areas will give you several free reports for the year you report an identity theft. Some will charge for each report. Tell them you are an identity theft victim and ask for a free report.
File a Police Report
Keep records of the fraudulent activity as proof for your report. Blackout unrelated activity and give copies to the police. Give them any new evidence as it turns up and keep a copy of the report as proof for creditors and the credit bureaus.
Collect Account Information
Contact the creditors who issued accounts to the identity thief. The Police may give you a form to request the information. Send a copy of the police report and the account statements to the creditor. Pass any new information over...
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