Improving Credit Score How To Make Your FICO Numbers Go UP
Do you know how to go about improving credit score? If you dont have a good score, it can affect everything from whether you can get a home mortgage to whether you can land a good job, so its important. Many people dont know how to go about improving credit score though.
Improving credit score has several factors. The first is paying your bills on time. When you are delinquent on your payments, you get dinged on your score. If the account goes into credit, your credit score can take a dive. If you have missed payments, get current as soon as possible because the older the debt, the worse your score is.
You should also know that just paying off a collection debt will not remove the mark from your record. It stays on your report for seven years. However, it is marked as closed which will help you qualify for new loans.
When you are having problems making your payments, contact your lender. They may have a program to delay your payments. You can also talk to a credit counselor at a non-profit debt counseling center who can help you with your options when you are behind on your bills. Either of...
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