When it comes to insuring a young driver there is simply no getting away from the fact that young drivers are always asked to pay higher premiums for their car insurance. The reason the majority of companies do this is due to the younger driver not having any experience on the road, while this doesnt seem to make any sense with the young driver having only just passed their test, it is a sad but true fact.
However while there is no getting away from the fact that younger drivers will pay a higher premium there is much that can be done when it comes to getting a cheaper premium and insuring a young driver.
The first thing you should take into account is the type of car that you are thinking of buying, while insurance premiums are generally higher for the younger driver, the bigger the size of the engine you choose, will boost it up even more. If you are looking to buy your first car then bear this in mind when thinking about cutting down on the insurance premium, where possible avoid any sporty and fast models, but instead stick to a car with a modest size engine and if possible avoid buying a new car but an older model instead.
No claims bonus can greatly...
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