Interest Free Credit Cards May Be A Good Way To Start Your Credit Card Experience
If you are thinking about getting yourself a credit card, why not start with one that comes interest free for a limited period. This way you can save money on interest fees you would have had to pay, while you see if credit cards are for you. You can spend the credit you have been given knowing that you won’t be made to pay interest. You might even be tempted to think that credit cards are a gift from heaven.
Think of when you are making a big purchase. You can use your credit card to pay cash while you choose an easy repayment option that suits your pocket. It is unfortunate that credit card issuers don’t indicate the actual APR payable once the interest free period has expired.
The best way to take advantage of this interest free period is to make a big purchase and pay it off before they start charging you for interest. The interest free period varies. Some issuers give you six months while others give you 12 months with is plenty of time to pay off the debt you owe. That way you can make sure there are no nasty surprises waiting for you.
But how do you...
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