Interest free terms – you see it on TV advertisements, the sales attendant tells you about when they’re trying to convince you to make the purchase, everyones doing it and its making major purchases so much more affordable….but is it good or bad?
When I was growing up, I remember my parents saying if you cant afford it, dont buy it….how things have changed.We now live in a society where we live beyond our means and high personal debt is an accepted way of living.People live on credit and the banks are more than happy to support the trend with increasing credit limits, new cards, competitive interest rates etc because theyre the ones that benefit the most.
Now you can go one step further and purchase high value items on interest free terms.All major retailer offer consumers the ability to buy now and pay later.and its interest free.The process is actually fairly similar to obtaining a credit card and as you pay down your outstanding balance, you actually accrued available credit which can be used for future purchases!!
Interest free terms can be a great way to finance your purchases as it provides you with the opportunity to spread a...
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