It’s Never Too Late to Get a Better Rate on Your Mortgage
Perhaps you are a first time homebuyer, or maybe you have been in your current mortgage for years; whatever the case may be you should realize that it is never too late to get a better rate on your mortgage. Many people believe that mortgage interest rates are set in stone once they sign the papers – yet, today, hundreds of thousands of people negotiate better rates each year. The smart homeowner knows that by paying attention to the marketplace and their credit profile they can potentially save thousands over the life of their mortgage.
Most people tend to think of the purchase price of their home as the magic number which they are paying on every month. They think to themselves that they paid $150,000 for their house without realizing that over a 30-year note they have actually ended up paying well over $400,000! As anyone who has been involved with mortgages for any amount of time will tell you – it’s all about the interest!
Interest rates will eat up the majority of your monthly payment for many of the early years. It is not unheard of for you to only be paying a few...
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