Credit score is the factor that determines your finance. Your credit score can be divided into your credit history, payment history, accounts you owe, type of credit you used and new credit. It depends upon your credit reporting agency that gives proper weight age to all the abovementioned factors. Even if you have some bad credit experiences, you should always plan to have an improved credit in the future.
Necessary things you should know about your credit report
1. Your credit report can be checked by anyone
Many times, when you take a loan, mortgage or other credit anyone can ask for a look at your credit report.
2. All credit reports are not the same
Three main reporting agencies exists namely, Tran Union, Equifax, and Experian but the method of arriving at your credit score in all the three cases could be different. These scores wont vary much but there could be few point variations which means there could be some or no credit risk.
3. Your credit repair is not a lock
If you take some help, it wont hurt your credit score because a less monthly payment on an outstanding debt such an s credit...
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