Whether you own thousands of dollars or just a few hundred-at least two hundred, and you are providing a service, it may be a good idea for you to check into accept payment online from your customers. This is a type of merchant status and the first place for you to look to achieve that status is the bank you do business with. Just because you may have been doing business with them for a long time doesn’t mean they will automatically give you merchant status though, and if they turn you down, don’t worry, you have other options. You can try a couple of other banks or you can try other companies that specialize in issuing accounts to online merchants. Do a Google search and type in credit card processing, you will find many outfits looking for businesses seeking merchant accounts. This will not be a cheap endeavor either; start-up fees to accept payments online can amount to around $200 and monthly processing fees of around $20 dollars.
While searching for your merchant account so you can accept payments online, you should also realize that you are going to have to make your customers feel safe while doing business with you online. Wherever you buy your credit...
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