It is never a bad idea to keep your future in mind when you are making decisions for today. In fact, I’d suggest that in certain areas of your life it is imperitive that you have a vision that is fixed more on the long term than on the immediate. Your financial situation is one of these areas that requires you to have long term eyes. It is a wise idea, both for now and for later, to learn to consolidate debt right now.
No one likes to talk about the need to consolidate debt. I guess it is because people are really comfortable in their debt and and so they do whatever it takes to avoid dealing with the grim realities of what their debt is doing to them. As a financial advisor, it is my joy and my privilege to work with clients every day and to help them see the need and the value of learning to consolidate debt.
Basically, learning to consolidate debt is just what it sounds. It is a process of getting an accurate picture of your current debt situation and then doing what you can to consolidate the debt into a lump sum each month so that you can pay the debt off quicker. Everyone who knows anything about money will tell you that the less debt you have, the...
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