There’s good news for the increasing number of American couples who are living together as a prelude to-or substitute for-marriage. There are nearly 6 million such couples in the U.S., according to census data, and recently strides have been taken to recognize these relationships.
The reasons for cohabitating are as varied as the people themselves. For example, many are testing the waters before making a marriage commitment. Others feel that marrying isn’t appropriate for their relationship or are unable to, or they are widowers who will lose survivor benefits if they remarry. However, while cohabitation offers many conve-niences, these couples also face limited legal rights and financial vulnerability.
For that reason, cohabitating couples have unique legal needs. Marriage entitles a couple to certain legal rights and protection in most common situations. On the other hand, if a couple is cohabitating and their financial accounts, loans, or place of residence are listed under one person’s name, the other can be left without any support or protection in the event of an emergency. New privacy laws make it more important than ever to be certain...
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