Life Insurance Online

| Total Words: 643

There are many types of life insurance policies. Before you venture out for one, learn about them and see which one is applicable to your needs best. The following are the most common ones:

1. Term life insurance: This type of insurance is the most basic of all. Its one and only function is to cover your life with an amount of cash which on even of your death will be given to your nominee. Here the death benefit is equal to the policy limit. This is a good way to have mental peace in the conviction that you will provide for your family even in the event of death. This is good thing to have as a stand by any day.

2. Whole life insurance: This type of policy besides providing a fixed amount to your nominee on your death, it also gives you a financial gain over time as an investment would. The benefits you get out of this type of insurance is:

a. pays a fixed policy amount in event of death
b. gives you an investment amount that is free of tax
c. protects you from rising prices the premium is fixed for the life despite market fluctuations
d. pays dividends as any good investment plan
e. offers you freedom to sell the policy back at any...

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