Long term savings plans will often be a very sound investment as we will see in this article.
Although Forex can make you much more in a smaller amount of time but there is more risk attached.
Our American economy is a free economy, and it operates on the principle that if we leave the factors of production alone, without government interference (and by factors of production we mean land, labor and capital) so long as the game is played fairly and honestly, those factors will gravitate to their most economic and beneficial use. This they will do by being attracted to those places in which they are worth the most, this worth being reflected in rate of return. The places that need them the most pay the highest return.
For the American economy to operate, each investor must seek the highest return on his capital obtainable consistent with risk.
This is not only the justifying theory behind rate of return. It explains why certain industries need money and can pay a good return
The individual usually needs little urging to be converted to the doctrine that if he can get 10% on his money rather than 6% with the same degree of risk he should do...