Look before you take the leap into pre-paid legal services
These are some of the question you should ask if you are considering a pre-paid legal plan.
What is covered? Legal plans are offered in different models and differ in the specifics of what they cover. While phone consultation and simple drafting and reviewing of simple contracts are included across the board, more elaborate and complicated legal matters are not covered. Its best to review your own legal needs before you choose a legal plan. Ask which legal services will you need most and then choose a plan that provides the best coverage given those needs. For instance, if you are a business owner, lawsuits, lease and contract negotiations could be high on your list and you would be looking for a legal plan that provides coverage accordingly.
What legal coverage do I already have? Dont pay for coverage twice! If you have car insurance, then you are covered for liability and medical protection, home insurance covers you for injuries sustained on your property Your existing insurance policies already cover some of your legal costs and there is no need to pay for that coverage when you select with a...
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