Hunting for and selecting the very best low APR credit cards has become easier with the advent of the Internet where you can do easy comparisons (from the various options available to you at the click of a mouse) as to which low APR credit card will be the best for your needs.
Simply put, low APR credit cards charge you an interest rate even lower than the standard APR offered by most traditional credit cards. The lower the interest rate or APR, the cheaper the card is to carry and the more money you’ll save on it. Easy enough, right? So if you carry a large monthly card balance, a low APR credit card could be very beneficial for you. In some cases, low rate credit cards can help cardholders save a lot of money. But whats an APR anyway?
The Rationale of Low APR Credit Cards
The Annual Percentage Rate (APR) is the cost of credit; it is the amount of interest rate that is chargeable to any outstanding balance on a credit card. If you dont make the full payment within the grace period certified by the credit card company, the card issuer has the right to charge you an interest rate for the service, a fee known as the APR. For a credit card to be...
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