Low Cost Health Insurance – Knowing The Terms And Alternatives
Paying for health care can consume a large portion of an individual or familys disposable income. Some costs are non-negotiable but there are ways to lower the amount you spend on insuring your health.
Deductibles
You may be able to pay a lower premium by paying a higher deductible. This is particularly true if you are insured as an individual rather than through your employer. If you choose this option it is wise to place a portion of the money saved on your premium into an account which is used solely to pay your deductible.
Co-pay amount
Many companies have lower premium policies available for those willing to make a higher co-payment when they visit the doctor. Opting for a higher co-payment can be especially advantageous for people who dont often visit the doctor.
Generic drugs
Generic drugs are manufactured to the same standards as brand name drugs. Choosing to have a prescription filled with a generic drug can offer substantial savings over having it filled with a brand name drug.
Healthy living programs
Many insurance plans offer...
To view and download this full PLR article, you must be logged in. Registration is completely free. Once you create your account, you will be able to browse, search & downlod from our PLR articles database of over "1,57,897+" on 1,000's of niches and 200+ categories without paying a penny. Click here to signup...
