Believe it or not, when you start your hunt for your first piece of plastic, its actually not as hard as you think. People often tend to think that getting your first credit card is really tough. After you read our quick list, youll realize that applying and getting approved isnt as hard as you think.
If you dont have any credit yet and you have a clean slate of credit history, this is a great first step, especially if youre young. Credit companies love to take their chances on first time card holders. The companies assume that if you dont pay off your bills, you will have your parents to fall back on. The older you get, the less likely the companies will approve you.
Like most credit cards, the better your credit score, the easier its going to get to get approved. As your credit score rises, you will find that you will be able to apply for more perks. This is because youre a trustworthy card holder. This is almost a reward for doing well and paying off your bills on time.
Besides having great credit history, its also important that you play by the companies rules. The golden rule when it comes to your plastic is to pay off your bills on time. Even if youre...