Mexican Insurance Store has issued a report on the top legal and insurance related problems experienced while driving on vacation in Mexico. Unlike the law in the U.S., in Mexico the assumption of guilt prevails over the assumption of innocence. The penalties for not having insurance while traveling in Mexico can be severe.
Common Mexican Insurance Problems:
1. Not Having Mexican Auto Insurance
U.S. and Canadian auto insurance is NOT recognized in Mexico. Vacationers that don’t have auto insurance in Mexico and have an accident may spend many hours or days in jail and have their vehicle confiscated.
2. Not Having Emergency Medical Assistance
Mexico can be a dangerous place to be without emergency medical assistance. Most U.S. health insurance is not valid in Mexico.
3. Buying Auto Insurance with Emergency Medical Assistance that is NOT Valid in Rural Areas.
Travelers need to read the fine print in emergency medical assistance options. In order to save money, insurance companies limit their coverage to major cities of Mexico. Services are provided by third parties sub-contracted with the insurance company. It is important...