Something too few tourists will ask before coming to Guanajuato, Mexico, for a visit is, Can I use my ATM and credit card for everything or anything? I have seen many a display of the Ugly American Syndrome in many restaurants and shops over this very issue.
So, to avoid the temptation of reinforcing the Ugly American Syndrome stereotype here in Guanajuato, lets have a go at this topic.
The truth is that while you might be able to use your credit card in most of the typical tourist resort areas, I would not count on being able to use it here in Guanajuato. In some of the bigger, two-hundred-dollar a night hotels in this Colonial Mexican town, you can use your credit card. The hotels that have restaurants will usually take your credit card. However, outside the confines of your hotel, I wouldnt bet the farm on being able to use your card.
The automatic teller machines are plentiful in Guanajauto and will dispense the local currency. You can get cash with different limits depending on the local bank. One of the banks will not dispense more than $3,000 pesos a day while others will dispense almost three times that amount.
There will be fees involved....
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