A big part of getting approved or rejected in the mortgage process lies in your ability to make rational, unemotional decisions. It’s essential that you separate yourself from the emotional issue of getting a house and approach the whole process like a business.
People get a bit goofy when it comes to money especially when it comes to their money and in the case of the getting a mortgage you’re talking about the most money anyone will ever spend. As a result, if you can take the emotion out of the equation your chance of making the right decision will increase dramatically. If not, you could be in for a tough road because people who make mortgage decisions based on emotion – make mistakes.
Mistakes = Emotion + Money
Those who take their time and make decisions based on the reality of their individual situations enjoy much greater success when you look at their overall financial situations.
The following questions are designed to help you determine how long you expect to be in a prospective new house or hold a mortgage. They should also help you to do the necessary soul searching “before” you make such a huge decision. In...
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