Now May Be The Right Time To Buy A House
If you’re thinking about buying a home, the news is good. That’s because interest rates are rising and home sales are slowing. As a result, many sellers are getting nervous about sitting on their houses for months on end.
Even if you don’t have the cash reserves needed for a down payment, that doesn’t mean you can’t become a homeowner. That’s because there are programs that provide down-payment assistance for potential buyers who are otherwise qualified for a mortgage.
In recent years, several nonprofit organizations have been established to help potential homebuyers by giving them the money they need for a down payment. For example, AmeriDream provides down-payment assistance in the form of gift funds, to be used toward the purchase of a home. Since these funds come in the form of a gift, not a loan, they do not have to be repaid.
“We believe that every family in America deserving to achieve the dream of homeownership should have the opportunity to do so,” said Ann Ashburn, president and CEO of AmeriDream. “Our goal is to break down the barriers to...
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