One Simple Way of Consolidating Credit Card Debt

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Debt is something that has to be managed, and can easily get out of control if you’re not careful. Credit card debt in particular is among the most burdensome financial problems for consumers today, and consequently millions of credit card customers are looking for ways of consolidating credit card debt as a means to better manage their financial responsibilities. While it is important to get a good handle on your credit card accounts and ensure that you haven’t extended yourself beyond your means, consolidating credit card debt itself can sometimes create even more financial hardship if you don’t take great care in how you approach this significant financial issue.

One very common form for consolidating credit card debt is to transfer the balances of your higher rate cards to a credit card that has a lower annual interest rate. For instance, you may have two or three credit cards with balances of a few hundred (or few thousand) dollars each, and those cards may carry an annual interest rate of 17 percent, 18 percent, 20 percent, or even more. Obviously you should be able to save a significant amount of money each year in interest by moving those...

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