Despite the fact that the financial institution responsible for issuing you a credit card protects your card against unauthorized use in various ways such as one being the three-digit code called a Card Verification Value (CVV) located on the rear of the card adjacent to the signature line, you can now add an additional layer of security to protect you online transactions. This convenient new program is a service known as Verified by Visa. This program protects Visa credit and check cards by allowing cardholders to add a personal password to their card at no cost for added security while shopping online.
A verified by Visa password helps one ensure that only you (the card owner) can use your Visa card to make a personal online product or service purchase. No, your not required to register your Visa card in this program however, if you do not participate in the verified by Visa program you may not be permitted to use your card at online stores that do participate in the program. Participating stores may prompt you during the order process to either (1) immediately register or (2) request you pay for your order by selecting another payment method.
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