Five things you need to know when getting an auto insurance policy
Did you know that since 1998, New Jersey law has been requiring drivers to have at least a basic insurance policy?
Driving without coverage is illegal in New Jersey, when caught, you risk paying expensive fines, suspension of your drivers license and even time in jail. For residents and visitors alike, not knowing the basic things about your auto car insurance can hurt you. So if you are planning to head out to the Garden State anytime soon, read on!
New Jersey auto insurance is considered as the most expensive in the city. This is due to the fact that the state adopts a no-fault policy wherein the automobile insurance company will pay your medical bills, lost wages and damaged property regardless of who caused the accident. In1998, through the Automobile Insurance Cost Reduction Act, people can now buy the basic policy which covers $5,000 for damages and $15,000 for medical expenses for anyone who makes a claim against you. Unfortunately, the insurance company is not liable if you get into an accident with a driver who is uninsured or whose insurance has lesser coverage than...
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