Every marina has different rules for what must be done by boat owners in the face of an approaching hurricane. In the wake of Katrina and Wilma, states are beginning to pass laws requiring boat owners to prepare their boats in certain ways. In light of all this information, some of it conflicting, what are the most important things a boat owner must know to protect themselves and their boat during a hurricane?
There are two basic rules that most experts agree offer the most important advice. First, plan ahead for what you will do when a hurricane approaches. That means checking your contract with your marina to see what they require and checking with your state for any additional regulations. You should also check with your boat insurance company to see if they have regulations that may affect your coverage. Conduct a dry run during the off-season to be sure you fully understand how much time is necessary to move or prepare your boat.
Second, under no circumstances is it safe to attempt to ride out a hurricane in your boat. There is a persistent myth that being on a boat in open water is safer than being on land during a hurricane, but the facts do not bear it...
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