Protect The Roof Over Your Head With Mortgage Cover – But Choose It Wisely
Mortgage cover can be a great asset to have in your corner to protect against coming out of work and losing your income. The protection can be taken out to guard against coming out of work after suffering from an illness, an accident or if you should become unemployed by way of involuntary redundancy. It can give you the money to continue servicing your mortgage repayments and so give peace of mind. But it does have to be chosen wisely and you do have to make sure that the exclusions dont mean you would be ineligible to make a claim.
Mortgage cover can begin to give you an income which would be tax free from anywhere between the 31st day of being out of work and the 90th depending on the policy and although the majority of policies continue paying out for up to 12 months some can pay up to 24 months. The amount of money you get is determined at the outset of taking out the cover and is based on your monthly mortgage repayments, the cost of the premiums are based on this and your age at the time of taking out the cover and it is best bought independently from a standalone specialist...
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