To purchase or not to purchase travel insurance, that is the question. If you have done some research or talked to a travel agent, you might have been told that insurance is absolutely necessary. After all, you have put a lot of money into airfare and booking your hotel. But does that mean you need to spend more on insurance?
Travel insurance was created to make sure your money is refunded should something go wrong at the last second. This includes many circumstances that would prevent you from traveling, like illness or a flight being canceled due to inclimate weather. If your plans are put on hold, at least you will get your money back. But there are ways this insurance can help you while you are on vacation as well.
When taking travel tours abroad, check and see if your normal health insurance will cover you in a foreign country. Often, plans either do not cover you, or are just not accepted abroad. Should this be the case for you, then invest in travel insurance. This way, you are sure to be covered if you need medical attention while on vacation.
Unfortunately, travelers these days need to be aware of terrorism when they travel abroad. ...
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