Charge: A Promise to Be Redeemed
Plastic money or the credit card is now growing as the most popular form of monetary exchange. It is convenient and easy to use. It is easy to carry and has a lot of spending power in a small package. Consumers love using it because of the extra perks that come with it, such as airline miles and bonus gifts. On the recipients end, money collection is certain, since the responsibility of payment belongs to the credit card company, who carries the burden of chasing delinquent customers as well. The payments may also be directly credited to the recipients bank account, making the sale secure.
Convenient as it may be, credit cards aren’t devoid of disadvantages. Credit card companies usually charge significant percentages of sales and could diminish your earnings. Money can also take time to collect and there is more paperwork needed to claim money. Credit card fraud is very possible and can victimize both customers and restaurant owners.
Perhaps the best alternative of all is the debit card. The debit card represents everything good about cash with none of the headaches of checks. A debit card purchase is like having...
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