When people talk retirement planning they are generally referring to financial planning. This is very important to some, and other like to think they’ll worry about it at the time.
How much is enough? That will depend on the lifestyle you are going to plan on having once retired.
Some place a set amount into a retirement fund eack week. Others make investments, and real estate can be a very real choice under the circumstances.
One you retire, sell the house, and you have your money. Sounds easy doesn’t it?
Even a combination of savings and investments can be looked at if you don’t want all your eggs in one basket. It does make more sense to have more than one avenue for growing retirement funds.
The basic idea is to think about what age you might retire, and what you spend now to live a year. Naturally inflation will dictate that what you get for your money now won’t be as much in twenty years.
So try and be realistic without pushing the panic button. Research your options, you can get in a financial adviser or use the resources on the internet.
Decide what lifestyle you want to live when you retire and...
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