Retirement planning is much like funeral planning, in that people tend to put it off for another day. But it really does make the best sense to get in and start reasonably early.
This not only allows you to see how you will be doing financially, but you can make a retirement action plan as well.
Have a very close look at your superannuation plan and the money you are putting in. How much will you have once retired? What are your options for payout?
Considering inflation and your lifestyle will you have enough to live on and do the things you want to do. A financial adviser can be a great asset for these type of forecasts.
For this it’s really never to soon to check in, perhaps in the last ten years before retirement you can plan to top up your retirement fund.
If you haven’t bothered much with putting money into your plan, then start to do so. The more you can get into it the better.
Activities and time planning is another important area. You might want to save for the trip of a lifetime, will your retirement be a full or semi?
It might be a wonderful thought to be sitting back everyday with your feet up, but if you...
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