Most people work hard all their lives only to “retire” poor then try to live off meagre savings or a small (rapidly disappearing) Government pension. They are forced to live out their twilight years struggling with constant money problems. Many of them have to buy only the cheapest food and are unable to enjoy the little pleasures of life like going to an occasional movie, eating out or taking short trips. They have to watch every cent they spend.
If only these people had saved, on a consistent basis, just a small percentage of their earnings and set it aside.
George Classon, in his marvelous book called “The Richest Man in Babylon” suggests that putting aside just “ten percent of what we earn and investing it”, is enough to make for a comfortable retirement.
Let me ask you a question. Are you saving a percentage of what you earn or are you like most people who spend everything? Alarmingly, there are new statistics which suggest that most people, in fact, are spending more than what they earn. The latest studies are saying people are currently spending 104% of their income.
It sounds impossible, doesn’t it?...
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