Save Up To 96% On Your Merchant Account Fees When You Process Debit Cards With A Pin Pad!
Did you know that just by connecting a pin pad to the back of your credit card terminal you will pay only $.65 for a $1,000.00 sale? If you had run this card with out a pin pad at 1.69% + $.25 (A typical credit card and debit card procesing rate.) you would have paid $17.15! $.65 is the standard fee that a merchant is charged when their client enters their pin number on a pin pad to complete a sale.
Why are debit cards so much less expensive? A debit card is directly linked to the client’s checking account, which guarantees that the funds are available for withdrawal, therefore reducing the risk of taking a bad card. In addition, only the original card holder will know the PIN for the card therefore reducing the risk of fraud. Also, transactions cannot “downgrade.” With debit cards, you will always pay the same flat fee as long as the customer enters their PIN. You will not have to worry about paying mid or non qualified rates for cards did not qualify.
Merchants will also save the time of having to hand the client a pen for a signature. Clients...
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