Achieving perfect credit is a pipe dream to most consumers with negative credit and no money, or so it seems. Consumers think that theyll have to shell out an arm and a leg to render the services of a credit restoration company or a lawyer to dispute negative credit. And theyre right! I suppose thats where budget comes into play. If you have the budget, you could employ one of the many companies online which provide, for about $2,300.00, seasoned trade-line accounts. What this means, in a nut shell, is that they attach you (as an authorized user to as many as 5 different seasoned credit line accounts. This does not mean you have free reign to charge items to these accounts. In fact, by doing this they (the company) guarantee that your credit score will increase at least 180 points in 35 days. And in most cases it will, assuming youre dealing with a reputable company, of course.
What about the little guy with the moderate budgets? Where does s/he fit into all of this? There are many options for those consumers that are working with a moderate monthly budget. Instead of investing money, it is a good option to invest time to achieve perfect credit.
This means doing...