Dan Goldstone wants to help consumers in all walks of life be smarter about managing their personal finances. His message: today, good credit is almost as critical as good health.
Consider these debt facts:
o more than 50 percent of Americans carry $10,000 in credit card debt
o Two million Americans filed for personal bankruptcy in 2005
o 83 percent of college students carry a credit card
o 96 percent of graduate students have 6 credit cards with an average of $2,000 in debt
Daniel Goldstone doesnt believe that credit cards are intrinsically evil. He does believe some consumers dont recognize the privilege and responsibility of spending borrowed money. His site gives consumers actionable information and access to helpful resources for creating and following a budget, selecting the right credit card, and maintaining good credit score.
Teach the Children Well
For Goldstone, teaching young consumers about financial literacy is a core passion and in fact, the site springs from his belief that financial responsibility should be introduced early in life. He believes that society fails to prepare children for the real life...