Ah.. Social Security Its wonderful program that takes 12.4% of your income each year in order to secure you your future. Lets analyze Social Security a bit, shall we?
The purpose of Social Security is to help the average American save money for retirement. Although the funds average annual yield is 5.3%, its backed by the United States treasury, meaning its a guaranteed investment. 5.3% may seem acceptable when compared to the national average savings account yield of approximately 0.54%, but the truth is that many competitive money market accounts yield upwards of 5.4% without locking up your investment until retirement, or jeopardizing your retirement savings, as nearly every reputable bank is a member of FDIC and have lengthy histories of customer satisfaction. When was the last time you went to your local bank and they didnt allow you to withdraw your money?
Now lets compare Social Security to a safe investment in the stock market. History has proven that the safest investment in the market is the S&P 500 index. This index tracks 500 of Americas most prestigious blue chip companies and is a sound investment, with minimal risk. The S&P 500 average...
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