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Anyone can perform an internet search to look for credit cards with poor credit and find hundreds of results; there are so many choices and the “small print” is so varied it can be hard to understand exactly what a consumer is agreeing to.
Many credit cards offer guaranteed acceptance regardless of credit, but the consumer must read through a list sometimes several pages long, to try to find the information they are looking for most.
Below is some information to help distinguish one kind of “credit card with poor credit” offer from another; each company will have its own small print naturally but this should clarify some of the common terms used for credit cards.
Pre-Approved And Acceptance Guaranteed*
Credit cards for poor credit offers which include the terms pre-approved or acceptance guaranteed are almost always followed by an asterisk (*); this is because the terms and conditions will state that the card holder must meet certain qualifying conditions.
Common qualifying conditions will include income, time of employment, time at residence, and of course credit rating; the exact amount will...
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