Identity theft refers to an act of impersonating someone with a view to harm him/her financially or illegally framing him/her for a crime. Personal information can be extracted through the computer databases at work place. Although it is a broader term but its effect narrows down to offences like credit card fraud or mortgage fraud. In this context, there are two terms, which are used interchangeably. One is identity theft and other is identity fraud.
Contributors to The Crime
The lenders are the ones who aggravate the situation. They willingly extend credit without peripheral contact with the concerned person. Nowadays there is a trend of transacting business on line or via telephone. Such practice can further be held responsible for lending unauthorized access of personal information to unknown people.
The rules, laws and other regulations imposed by the government of a particular country on its erstwhile citizens play a vital role in eradicating such frauds. In some countries, there is a practice of issuing ID cards to the citizens as a proof of their identity. Here it is definitely not a cakewalk to commit such a fraud. In some of the countries Social...
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