Could you use more money? Of course, who couldn’t?
Whether you are overwhelmed with bills and expenses or just looking to save some extra cash for a nice family vacation, you basically have just two choices:
1. Make more money.
2. Lower your bills.
Making more money is easier said than done. Most people only get a salary increase that barely covers inflation and the increased cost of living. Add in the increased cost of healthcare, and many people actually have less money in their paycheck!
You can get a promotion and earn more, but that can take time. And in this day and age of massive layoffs, how secure do you feel at work?
You can find a new job that pays more, or get a second job. But take it from someone who has worked part-time jobs to get byits exhausting, and youll have to say goodbye to a lot of your free time.
Lowering your bills is less likely to cause major strife in your life. Cutting your expenses and finding ways to save money is not as difficult as you might think. All it takes is a little thought, creativity, and perspective.
Sit down and take an honest look at where your money is going. You are...
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