Stop Paying High Interest on your Credit Cards and Start Eliminating the Debt.
Spending beyond your means is something you are being programmed to do. Look around you at adverts on TV, junk mail through your door, spam email in your inbox and just about everywhere there is advertising space.
We are all being encouraged to live beyond our means and spend more than we earn. Why on earth would the banks and credit companies want us to become in debt and stay that way for as long as possible? Shouldnt they be helping us make good financial decisions and develop responsible spending habits?
Well when it comes to their profit margins, priorities are firmly on getting us to pay as much interest over the longest period of time possible. In some cases they even build consumer profiles of us based on criteria such as how much we earn, how much we spend, what patterns we follow and how likely we are to overstretch ourselves.
Armed with this very useful information they aggressively market lending products to us with every intention of drawing us into debt paying them interest for as long as possible.
So when theyve created the debt situation and we...
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