Typically, the life of a student involves a lot of expenses. And if you’re attending college away from your family, having a credit card is always handy just in case you need to make emergency purchases. But for those who want to prove their independence, and take care of their own financial problems, the very first card that you may want to find in your wallet is a student credit card.
Before, applying for a credit card with no established good credit history is difficult. That was then, now is very much different. If you are a qualified student from an accredited university, you can avail of student credit cards offered by reputable banks in the state.
Student credit cards are especially designed for students; it is similar to any card, but it has more restrictions compared to non-student credit cards.
Some of these restrictions include:
-almost all student credit card holders are first timers when it comes to having their very own credit card, and in order to limit the bank’s risk, these banks limit the credit amount to as low as $500 and to a maximum of $1000
-some issuing banks require a co-sign from parents or...
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