Students can have credit cards – as long as they are able to handle the responsibility that comes along with it well. How young is too young? There is this scene in “Desperate Housewives” with Bree’s son Andrew spending her credit card on his expenses. Andrew’s only in high school and he doesn’t know the value of money yet, so he was just shopping away – for him and his friend.
College student credit cards are a different discussion. Naturally, when one moves out of the house, it is expected that he stand on his own two feet. A majority of college students have part time jobs in order for them to maintain their keep. This is also when they start applying for credit cards.
Mature college students know that in order for them to make a loan, they must maintain their good credit card history. Continuous over-spending and paying the bill late may result to a negative credit card history and these can easily strain their chances of getting a loan approval. Thus, those students who are wise and mature enough to understand the benefits of having a college credit card do their very best to limit their expenditures.
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